Pensacola Diagnostic Center v. St. Paul Fire & Marine Insurance

OPINION OF THE COURT

NICHOLAS GEEKER, Circuit Judge.

This cause is before the Court upon submission of memoranda by the parties following non-jury trial in which plaintiffs seek declaratory judgment in their favor under a policy of insurance issued to plaintiffs Dr. Angel Williamson and Pensacola Diagnostic Center and Breast Clinic by defendant St. Paul Fire and Marine Insurance Company. Defendant has asserted that the loss sustained by plaintiffs is not covered under the provisions of the policy issued to plaintiffs; or that it is excluded by the insuring agreement.

Having heard testimony,…