Christian v. Colonial Penn Insurance Co.

DELL, Judge.

Archer E. Christian appeals from a declaratory judgment that denied his claim for medical payment benefits.

Appellant purchased an automobile insurance policy from appellee, Colonial Penn Insurance Company, which included medical payments coverage. The policy described the coverage as “Excess Medical Expense Coverage” and provided:

We ’ll pay reasonable covered medical expenses for bodily injury to an insured person caused by an auto accident....

We won’t make any payment under this coverage for medical expenses that are payable to, or on behalf of, the injured person under the…