Bonnie Owen Realty, Inc. v. Cincinnati Insurance

This case is a declaratory judgment action brought by Bonnie Realty, Inc., d/b/a Bonnie Owen Property Management (plaintiff), against the Cincinnati Insurance Company (defendant) to determine whether the two insurance policies issued by defendant to plaintiff provide coverage for claims filed against plaintiff. On July 24, 1995, the circuit court of Jackson County entered summary judgment for plaintiff, finding that the policies do provide coverage. Defendant appeals.

On December 6, 1992, a tragic fire occurred at an apartment building managed by plaintiff. Several people lost their lives in…