Gulf Life Insurance Co. v. Griffin

This was a suit on an insurance policy by Lonnie Griffin, the beneficiary, against the Gulf Life Insurance Company, to recover the face value of the policy, $550, and interest. The insured was Jacquelyn Griffin, the 12½-year-dd-daughter of the plaintiff. The application for the insurance was made by the plaintiff, on August 6, 1946, the policy was dated August 19, 1946, and the insured died on September 18, 1946.

The policy contained the following provision: “This policy shall not take effect unless on the date and delivery hereof the insured is alive and in sound health.”

The insurance company…