Cooper v. Foresters Underwriters, Inc.

This is no disagreement about the fact, as stated in the main opinion, that the premium for the policy for the month of September was due on August 31st; that the 31 day grace period was up at noon October 1st, at which instant the policy then lapsed, nor that “by paying the premium on the afternoon of October 1st, she (plaintiff) reinstated the policy. * * * ” However, under those circumstances, it seems to me that it logically follows that the plaintiff was then insured for one month from the time of reinstatement, which would be to November 1st, and was therefore covered and entitled to be…