Cheryl Louise Sherman

UNITED STATES BANKRUPTCY COURT DISTRICT OF NEW MEXICO In re: CHERYL LOUISE SHERMAN, Case no. 21-11067-t13 Debtor. OPINION Debtor objected to her home mortgage lender’s proof of claim, arguing that the prepetition expenses are excessive and are improperly itemized. The lender responded that its expenses are itemized as required by the bankruptcy rules and are high because of Debtor’s twelve-year payment default and repeated bankruptcy filings. After reviewing the lender’s proof of claim, the dockets in this and Debtor’s prior cases, and the claim objection and response, the Court concludes…