Legal Opinion

Austin v. Alabama Check Cashers Ass'n

Supreme Court of Alabama

Decided November 18, 2005No. 1011907 and 1011930PublishedCited by 14 opinions

1Opinion of the Court

[EDITORS' NOTE: THIS PAGE CONTAINS HEADNOTES. HEADNOTES ARE NOT AN OFFICIAL PRODUCT OF THE COURT, THEREFORE THEY ARE NOT DISPLAYED.]

These consolidated appeals arise out of the State Banking Department's regulation of deferred-presentment transactions, more commonly referred to as "payday loans" because the maturity date of these short-term "loans" generally coincides with the borrower's next payday. The questions presented are whether the Alabama Small Loan Act, § 5-18-1 et seq., Ala. Code 1975, applies to deferred-presentment transactions and whether the trial court erred in holding that…

Also in this document: Concurring in part, dissenting in part.

2Cases cited52 opinions

  1. New Hampshire v. MaineSupreme Court of the United States · 2001
  2. Hansberry v. LeeSupreme Court of the United States · 1940
  3. Rufo v. Inmates of Suffolk County JailSupreme Court of the United States · 1992
  4. Local Number 93, International Ass'n of Firefighters v. City of ClevelandSupreme Court of the United States · 1986
  5. United States v. Armour & Co.Supreme Court of the United States · 1971

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3Cited by14 opinions

  1. McKenzie Check Advance of Florida v. BettsSupreme Court of Florida · 2006
  2. K.E.W. v. T.W.E.Court of Civil Appeals of Alabama · 2007
  3. Martin v. Cash Express, Inc.Supreme Court of Alabama · 2010
  4. Championcomm.net of Tuscaloosa, Inc. v. MortonSupreme Court of Alabama · 2009
  5. Gatlin v. JoinerCourt of Civil Appeals of Alabama · 2009

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