Haider v. St. Paul Fire & Marine Insurance
Supreme Court of Minnesota
Appeal by defendant from an order of tlie district court for Ramsey county, Charles D. Kerr, J., granting a motion for a new trial. • The contract of insurance is entire and indivisible. If any part of it is void the whole is void. Plath v. Minnesota F. M. F. I. A., 23 Minn. 479, 10 Ins. Law Jour. 433; Thomas v. Commercial U. A. Co., 1G2 Mass. 29, 37 N. E. 072; Stevens v. Queen Ins. Co., 81 Wis. 335, 51 N. W. 555; Dolilantry v. Blue Mounds Ins.
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Appeal by defendant from an order of tlie district court for Ramsey county, Charles D. Kerr, J., granting a motion for a new trial. • The contract of insurance is entire and indivisible. If any part of it is void the whole is void. Plath v. Minnesota F. M. F. I. A., 23 Minn. 479, 10 Ins. Law Jour. 433; Thomas v. Commercial U. A. Co., 1G2 Mass. 29, 37 N. E. 072; Stevens v. Queen Ins. Co., 81 Wis. 335, 51 N. W. 555; Dolilantry v. Blue Mounds Ins. Co., 83 Wis. 181, 53 N. W. 448; Burr v. German Ins. Co., 84 Wis. 70, 54 N. W- 22 ; Geiss v. Franklin Ins. Co., 123 Ind. 172, 24 N. E. 99. The…
1Opinion of the CourtCanty, J.
This is an action on an insurance policy insuring a dwelling house against loss by fire. The policy contains the following clause:
“This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void * * * if the interest of the insured be other than unconditional and sole ownership, or if the subject of insurance be a building on ground not owned by the insured in fee simple.”
The case was tried before the court without a jury on a stipulation of facts in which it is stated: That at the time the insurance policy was made and at the time of the loss…
2Cases cited4 opinions
- Miller v. Alliance Ins. Co. of BostonU.S. Circuit Court for the District of Southern New York · 1881
- American Fire Insurance v. Brighton Cotton Manufacturing Co.Illinois Supreme Court · 1888
- Breuner v. Liverpool & London & Globe InsuranceCalifornia Supreme Court · 1875
- Security Insurance v. MetteAppellate Court of Illinois · 1888
3Cited by7 opinions
- North Chicago Street Railroad v. AckleyIllinois Supreme Court · 1897
- Milanko v. JensenIllinois Supreme Court · 1949
- National Union Fire Insurance Co. v. HallCourt of Appeals of Kentucky (pre-1976) · 1930
- Manchester Fire Assur. Co. v. AbramsCourt of Appeals for the Ninth Circuit · 1898
- Antell v. PEARL ASSURANCE CO. LTD.Supreme Court of Minnesota · 1958
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