Grange Mutual Casualty Company v. Boris Woodard

HULL, Circuit Judge:

This case arises from an automobile accident involving the Dempseys and the Woodards, in which Thomas Dempsey was at fault. Dempsey was insured by Grange Mutual Casualty Company (the “Insurer Grange”). The Woodards offered the Insurer Grange a settlement within the Dempseys’ policy limits of $100,000. The Insurer Grange argues that it properly accepted the settlement offer, forming a binding contract. The Woodards, however, argue that the Insurer Grange failed to comply fully with the terms of the offer and that the Insurer Grange, therefore, never accepted the offer. This…