Stanley v. Bank of America, N.A.

Michael Stanley a/k/a Michael A. Stanley and Gemerta Stanley a/k/a Gemerta C. Stanley (“appellants”) appeal from the trial court’s final judgment of foreclosure in favor of Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP (the “Bank”). The judgment was entered after the trial court rejected the magistrate’s recommendation that the case be dismissed without prejudice. For the reasons set forth below, we affirm on all issues raised in this appeal.

Appellants defaulted on their mortgage and were subsequently sent an acceleration letter by the Bank informing them that…