Motorists Mutual Insurance Company v. First Specialty Insurance Corp.

RENDERED: DECEMBER 19, 2024 TO BE PUBLISHED Supreme Court of Kentucky 2023-SC-0239-DG MOTORISTS MUTUAL INSURANCE APPELLANT COMPANY ON REVIEW FROM COURT OF APPEALS V. NO. 2022-CA-0385 JEFFERSON CIRCUIT COURT NO. 16-CI-006010 FIRST SPECIALTY INSURANCE CORP. APPELLEE OPINION OF THE COURT BY CHIEF JUSTICE VANMETER REVERSING Frequently, an incident occurs which may be covered by policies issued by separate insurance companies. In such a situation, each company, through its policy, may attempt to make the other company primarily responsible for insuring the incident with its own coverage being…