Lanpher v. Metropolitan Life Insurance

MEMORANDUM OPINION AND ORDER ON CROSS MOTIONS FOR SUMMARY JUDGMENT

JOHN R. TUNHEIM, District Judge.

This case involves a dispute over a former employee’s access to benefits under a supplemental long-term disability insurance plan. Plaintiff Richard Lanpher was an employee at Merrill Lynch (succeeded by Defendant Bank of America, referred to as “Merrill Lynch” throughout), through which he was automatically enrolled in Basic Long Term Disability Benefits plan (the “Basic” plan). Once his salary exceeded $60,000, he became eligible for enhanced benefits under the “Supplemental” long-term…