Hubbell v. North American Union

August 9, 1911, upon the written application of John W. Hubbell of Muskegon, defendant society issued its certificate insuring his life for $1,000 with plaintiff named beneficiary. Mr. Hubbell died October 6, 1922; proofs of death were made and defendant refused to pay. This suit was brought on the certificate by the beneficiary, and her claim contested by defendant on the ground that Mr. Hubbell had syphilis at the time he applied for the insurance and perpetrated a fraud, voiding the certificate, by his warranty in his application that he was in good health and did not then have and never…