Ferrante v. Allstate Insurance

BROWN, J„

Plaintiff William Ferrante suffered a permanent injury to.his left eye in an automobile accident on September 6, 1980. The lens of his left eye was surgically removed and replaced with a contact lens. According to his ophthalmologist, Ferrante has 20/20 vision in his left eye with the lens, but should have examinations periodically “to look for late appearing effects of his trauma.”

His no-fault insurance policy from Allstate provides for the payment of medical expenses and lost wages. Ferrante demanded, but Allstate refused, to enter into an agreement assuming responsibility for any…