Farmers Automobile Insurance v. Rowland

Plaintiff, Farmers Automobile Insurance Association, sued defendants, Robert Rowland and Margaret Rowland, seeking a declaration that it did not owe them uninsured motorist (UM) coverage under an automobile insurance policy it issued. The trial court granted plaintiff judgment on the pleadings, holding that the policy unambiguously precluded UM coverage for a motorcycle that was not insured under the policy. Defendants appeal, contending that the trial court should have found that the policy was ambiguous and, accordingly, construed it in favor of coverage. We affirm.

On May 8, 2004, the…