Bukovics v. Navient

UNITED STATES BANKRUPTCY COURT NORTHERN DISTRICT OF ELLENOIS EASTERN DIVISION In re: Laurina Kim Bukovics, Deb Chapter 7 eptor. Bankruptcy No. 15 BK 38069 Honorable Judge Jack B. Schmetterer Laurina Kim Bukovics, Plaintiff, Adversary No. 17 AP 00186 v. Navient, Defendant. MEMORANDUM DECISION PREFACE The crushing burden of student loan debt is proving to be a financial obstacle and a pervasive and concerning long-term reality for many people in the United States. Many individuals consider college degrees a necessity due to the large increases in earning potential they can offer.! However, over…