Harris v. United States Fidelity & Guaranty Co.

WENTWORTH, Judge.

Appellant seeks review of an order granting summary judgment in favor of appellee upon the issue of insurance coverage under the terms of an insurance contract. We reverse the order appealed.

Appellant owns a boat which was insured under a contract providing coverage. .. against all risks of direct physical loss of or damage to the insured property from any external cause.. ..

The contract expressly excluded. . . loss or damage caused by or resulting from any . . . mechanical or electrical breakdown or failure unless fire or other accident ensues and then only for the loss or…