INSURANCE COMMISSIONER FOR THE STATE v. Engelman

KARWACKI, Judge.

We are principally called upon in this case to review the propriety of an administrative enforcement proceeding brought under the Maryland Insurance Code (“the Code”), Maryland Code (1957, 1991 Repl.Vol., 1992 Cum.Supp.), Article 48A, §§ 1-697. 1 We are asked whether the Maryland Insurance Administration (“the MIA”) may prohibit, by adjudication, bail bondsmen from accepting installment payments on bond premiums 2 when their surety’s approved rate filings 3 neither permit nor prohibit such activity. For the reasons explained below, we shall answer that question in the negative…