Georgia Farm Bureau Mutual Insurance v. Joiner International, Inc.

Beasley, Judge.

The facts in this case are undisputed. On June 18, 1982 a combine, owned by Joiner but held by Mitchell in bailment, was damaged by fire on Mitchell’s farm. Joiner filed a negligence action against Mitchell to recover damages to the combine. Mitchell, in turn, made a demand upon his insurer, Georgia Farm Bureau Mutual Insurance Co., to furnish a defense to the negligence action pursuant to his farmowner’s policy. Insurer petitioned for declaratory judgment asserting that the policy at issue does not afford coverage for bailed property, that is, the combine, and that it is…