Ford Motor Credit Co. v. Welch

¶ 1. Appellant, Ford Motor Credit Company (“Ford”), commenced this action for a deficiency judgment following the sale of a repossessed automobile at private auction. The trial court denied Ford’s claim because it found that Ford had failed to provide the defendant debtor with notice of a right to redeem. We affirm.

¶ 2. In 1998, Matthew Welch purchased a used pickup truck and entered into a repayment agreement with Ford. The contract provided Ford with a security interest in the vehicle, and the right to repossess it if Welch failed to make timely payments. The contract further provided that…