In Re: Ralph Gifford and Betty J. Gifford, Debtors: Gary A. Barney, Trustee v. Bac Home Loans Servicing, L.P., Its Assigns and Successors

HILL, Justice.

[T1] The United States Bankruptcy Court for the District of Wyoming certified a question to this Court concerning the effect of two Wyoming statutes on a debtor's mortgage. Specifically, the bankruptey court asks whether the mortgage must comply with Wyo. Stat. Ann. §§ 34-2-122 and 34-2-128. We answer the question in the negative.

ISSUE

[12] The United States Bankruptcy Court for the District of Wyoming certified the following question to this Court:

Whether the mortgage must comply with Wyo. Stat, Ann. §§ 34-2-122 and 34-2-128?

FACTS

[13] We draw the facts from the Statement of…