Bruce L. Blum v. Deutsche Bank Trust Company, Americas as Trustee

In this appeal from a final judgment of foreclosure in favor of Deutsche Bank Trust Company, we reverse the final judgment because Deutsche Bank failed to prove that it complied with the mortgage and note’s contractual requirement to mail a notice of default to appellant as a condition precedent to foreclosure. The “breach letter” admitted into evidence did not meet the requirement in the mortgage to deliver the default notice to appellant at the “notice address,” defined in the mortgage as “the property address.” Paragraph twenty of the mortgage provides in pertinent part that “[njeither…