eCAST Settlement Corp. v. Vaughn (In Re Vaughn)

OPINION

MARY D. FRANCE, Bankruptcy Judge.

How is a debtor’s “projected disposable income” calculated for chapter 13 plan confirmation purposes? This determination is significant because the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, Pub.L. No. 109-8, 119 Stat. 23 (2005) (“BAPCPA”), provides that if a party in interest objects to a debtor’s proposed plan, it may not be confirmed unless the debtor either pays 100% of the allowed unsecured claims or devotes all of his “projected disposable income” for the applicable commitment period to pay unsecured creditors. 11 U.S.C. §…