Carlton v. Trinity Universal Insurance Co.

OPINION

KEM THOMPSON FROST, Justice.

This is an appeal of a summary judgment in a class action lawsuit by a policyholder against his insurance company to recover damages for losses suffered as the result of damage to his insured automobile. The policyholder, Dennis Carlton, brought suit against Trinity Universal Insurance Company on behalf of himself and all insureds similarly situated, claiming Trinity was obligated to pay for the “inherent diminished value” of his vehicle. At issue is the scope of coverage and the insurer’s limit of liability under the insurance policy.

I. Factual and…