Lidawi v. Progressive County Mutual Insurance Co.

OPINION

JOHN S. ANDERSON, Justice.

In this case arising from denial of an insurance claim based on the insured’s non-cooperation, we address an issue of first impression: whether clauses in an insurance contract requiring the insured to cooperate in the investigation of a claim and to submit to an examination under oath (EUO) permit the insurance company to require separate, segregated examinations of the insureds. We conclude that when, under the terms of an insurance policy a person may be required to submit to an EUO, it is reasonable to infer that the insurer may require such examination to…