H. P. Hood & Sons v. Maryland Casualty Co.

The defendant issued to the plaintiff corporation a policy insuring it “ against loss from the liability imposed by law upon the assured for damages on account of bodily injuries or death accidentally suffered while this policy is in force, by any employee ... of the assured while on duty within the factory, shop or yard described in the schedule ... in and during the operation of the trade or business described in the schedule.” While the policy was in force one Jeremiah Barry, who was employed by the plaintiff as a hostler in its stables at Charlestown, had the care of horses which were…