Moorman v. Prudential Insurance Co. of America

The sole issue presented is whether the charges for the crowning of teeth as part of the treatment for temporomandibular joint syndrome are excluded from coverage under the exclusionary provision dealing *22with “Mouth Conditions” in the insurance contract. For the reasons that follow, this court holds that such charges may be recovered under the terms of the policy.

At the outset, it is apposite to bear in mind that “[a] contract of insurance prepared and phrased by the insurer is to be construed liberally in favor of the insured and strictly against the insurer, where the meaning of the…