Nationwide Mutual Ins. v. Welcome Corp.

BY JUDGE VON L. PIERS ALL, JR.

In this matter, plaintiff, Nationwide seeks an order declaring that, under its insurance policy issued to Ms. Suzanne Wilson, it does not provide primary insurance coverage for the single vehicle accident in which Ms. Wilson operated the vehicle owned by Welcome Corporation, trading as Thrifty Car Rental (Welcome) but rented to Ms. Wilson’s daughter, Ms. Caroleen Stafford. Nationwide seeks the application of an “emergency circumstances” theory to the circumstances giving rise to Ms. Wilson’s taking control of the vehicle. The application of the emergency…