Summerville v. Sovereign Fire & Casualty Insurance Co.

LINDSAY, Judge.

The defendant, Sovereign Fire and Casualty Insurance Company (Sovereign), appeals a trial court decision in favor of the plaintiff, Lori F. Summerville, allowing her to recover Sovereign’s $10,000 policy limit, following injuries which she sustained in an automobile accident. The trial court rejected Sovereign’s claim that the policy had been cancelled prior to the accident for nonpayment of the premiums. For the following reasons, we reverse the trial court judgment.

FACTS

On March 17, 1988, Stan Summerville, husband of the plaintiff, Lori F. Summer-ville, went to Advanced…