Legal Opinion

Commonwealth of Pennsylvania v. Denise M. Hay

United States Bankruptcy Court, D. Delaware

Decided January 8, 2026No. 23-50388Unknown

1Opinion

IN THE UNITED STATES BANKRUPTCY COURT FOR THE DISTRICT OF DELAWARE In re: Chapter 7 DENISE M. HAY, Case No. 22-10564 (LSS) Debtor. COMMONWEALTH OF PENNSYLVANIA, Ady, Pro. No, 23-50388 (LSS) Plaintiff, v. DENISE M. HAY, Defendant. OPINION In this adversary proceeding, the Commonwealth of Pennsylvania (“Commonwealth”) seeks to deny a discharge to Denise Hay (“Debtor”) either in its entirety or as to claims asserted under Pennsylvania’s Consumer Protection Laws (defined below). For the reasons set forth below, judgment is entered in favor of Debtor. Background’ For the past 43 years, Ms. Hay has…

2Cases cited14 opinions

  1. Wicks v. Milzoco Builders, Inc.Supreme Court of Pennsylvania · 1983
  2. In Re Virginia M. Pelkowski A/K/A Virginia M. Dodd, Debtor, Ohio Student Loan Commission, the Loan Servicing Center, James K. McNamara Esq., TrusteeCourt of Appeals for the Third Circuit · 1993
  3. Village at Camelback Property Owners Assn. Inc. v. CarrSupreme Court of Pennsylvania · 1988
  4. In Re: Rajesh Mehta, Debtor. Boston University v. Rajesh MehtaCourt of Appeals for the Third Circuit · 2002
  5. Lisa Earl v. NVR IncCourt of Appeals for the Third Circuit · 2021

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