Allstate Insurance Co. v. Ellery Chacksfield

MEMORANDUM *

Allstate Insurance Company brought this action seeking a declaration that Gordon Hammers’s umbrella insurance policy did not cover damages arising out of a car accident with Ellery Chacksfield for which Gordon’s brother Robert had been found responsible because Robert was not a “resident of [Gordon’s] household.”

In response to cross-motions for summary judgment, the district court concluded that Robert was a resident of Gordon’s household and granted summary judgment to Chacksfield. We reverse and remand for entry of summary judgment in favor of Allstate.

Residents of the same…