Cooperativa De Seguros Multiples De v. Cintron

Because the trial court lacked subject matter jurisdiction to enter the challenged final judgment, I respectfully dissent.

Cooperativa De Seguros Multiples De Puerto Rico, Inc., issued a homeowner’s insurance policy that covered Epraim Cin-tron’s home. In 2004, Mr. Cintron’s home was damaged by Hurricane Charley. Coo-perativa estimated that Mr. Cintron suffered a $5,354 loss, which it promptly paid, less the $1,000 policy deductible. Dissatisfied with Cooperativa’s estimate of his losses, Mr. Cintron filed suit against Coo-perativa, seeking damages in excess of $15,000. Cooperativa immediately…