Underwood v. Foote Bros. Furniture Co.

HOUSTON, Justice.

Foote Brothers Furniture Company, Inc., filed an action against Ralph Underwood in the District Court of Etowah County, seeking to collect an amount due on an installment contract that Underwood had executed in connection with the purchase of *47certain furniture. Underwood defended on the basis that Foote Brothers had assessed a finance charge in excess of that permitted by § 5-19-3(a) and (b), Code 1975.1 The district court entered judgment for Foote Brothers. Underwood appealed to the circuit court, where, following a de novo hearing, judgment was again entered in favor of…