Legal Opinion

Cintron v. Universal Underwriters Group

Superior Court of Delaware

Decided July 26, 1990PublishedCited by 2 opinions

1Opinion of the Court

OPINION

GEBELEIN, Judge.

The plaintiff in this action, Hector Cin-tron, was operating his motorcycle when he was injured in a motor vehicle accident. At the time of the accident he had motor vehicle insurance with the defendant. The personal injury protection (PIP) coverage purchased was for the minimum limits permitted by Delaware law: $15,000/$30,000.1 The policy, however, was subject to a $15,-000 deductible.

The insurance application stated that the “$15,000 deductible will apply before there is any payment due from the company....” The plaintiff’s medical bills and lost wages exceeded…

2Cases cited7 opinions

  1. Hallowell v. State Farm Mutual Automobile InsuranceSupreme Court of Delaware · 1982
  2. Novellino v. Life Insurance Co. of North AmericaSupreme Court of Delaware · 1966
  3. Lamberton v. Travelers Indemnity CompanySuperior Court of Delaware · 1974
  4. Industrial Fire & Cas. Ins. Co. v. KwechinSupreme Court of Florida · 1983
  5. State Farm Fire & Casualty Co. v. AlstadtCalifornia Court of Appeal · 1980

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3Cited by2 opinions

  1. Aarvig v. Liberty Mutual Fire InsuranceDistrict Court, D. Minnesota · 2003
  2. State v. ShepherdSupreme Court of Vermont · 2012

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