Ketterman v. South Carolina Farm Bureau Mutual Insurance

Sanders, Chief Judge:

Respondents Terry G. Ketterman and Myra L. Ketterman sued appellant South Carolina Farm Bureau Mutual Insurance Company for breach of an insurance contract and bad faith refusal to pay first party benefits under an insurance contract. The jury returned a verdict in favor of Mr. and Mrs. Ketterman for actual and punitive damages. The Farm Bureau appeals. We affirm.

The Farm Bureau insured a chicken house. Its roof collapsed after a snow storm. Mr. and Mrs. Ketterman gave notice of the loss and filed a proof of loss. The Farm Bureau adjuster tendered a draft to Mr.…