Tennessee Farmers Mut. Ins. Co. v. Farrar

OPINION

CHARLES D. SUSANO, JR., J.,

delivered the opinion of the court,

in which HERSCHEL P. FRANKS, P.J., and JON KERRY BLACKWOOD, SP. J., joined.

This case involves an alleged misrepresentation on an application for a policy of homeowners’ insurance (“the policy”). Following a fire, the applicant — the defendant Gerald Farrar (“the Claimant”) — filed a claim with the insurer, Tennessee Farmers Mutual Insurance Company (“the Company”), seeking $92,043 for smoke and fire damage. The Company declined the claim and brought a declaratory judgment action. Following a bench trial, the court held, as…