Aiken Bag Corporation v. McLeod

1. A check does not of itself operate as an'assignment of any part' of the drawer’s funds deposited with the bank upon which the check is drawn, and the bank is not liable to a holder of a check unless and until it accepts or certifies the check. Dixon & Co. v. Bank of Quitman, 23 Ga. App. 279 (3) (98 S. E. 112); Code § 14-1707. From this it follows that a check is a mere order upon a bank to pay from the drawees account, and is subject to revocation by the drawer at any time befpre it has been certified, accepted, or paid by- the bank. 7 Am. Jur. 437, Banks, § 602.

*738Decided February 5, 1954…