Heard v. State Farm Mutual Automobile Insurance

(for reversal). William H. Heard seeks to recover no-fault automobile liability insurance benefits for injuries suffered when he was struck by an automobile while he was pumping gasoline, at a self-service station, into a vehicle owned by him. Heard was pinned between his vehicle and the vehicle which struck him.

Heard, who had not purchased no-fault insurance for his vehicle, brought this action to recover no-fault benefits from State Farm Mutual Automobile Insurance Company, the insurer of the vehicle which struck him.

The circuit court granted State Farm summary judgment, dismissing Heard’s…