Wells Fargo Bank, N.A. v. Jidy

Wells Fargo Bank appeals the trial court’s denial of its motion to vacate the default final judgment in a foreclosure proceeding to which Wells Fargo was joined as a party. We affirm the trial court’s decision. Although the trial court erred in summarily ruling on the merits of Wells Fargo’s asserted defenses, Wells Fargo’s motion was nonetheless legally insufficient.

On June 13, 2008, Claudia Sanchez conveyed the subject property by warranty deed to the current owner of record, Andres Encalada. That same day, Encalada gave Wells Fargo a purchase money mortgage. The mortgage was recorded on…