Burch v. Prudential Insurance Co. of America

This is an action on two policies of life insurance. When the policies were issued they did not contain any double indemnity or accidental death benefit provisions. Subsequently such provisions were made available by concession. The policies provide that, in the event death resulted from bodily injury sustained solely through external, violent and accidental means, *451the defendant would pay double indemnity. The insured was pregnant. She was taken to the delivery room in a hospital and prepared for delivery in the usual and customary manner. Preparatory to delivery a small amount of ether was…