Wells Fargo Bank, N.A. v. Chateau

OPINION OF THE COURT

Joseph G. Golia, J.

Defendant seeks leave to file and serve a late answer pursuant to CPLR 3012 (d). To succeed on such a motion “a defendant must provide a reasonable excuse for the delay and demonstrate a potentially meritorious defense to the action” (Community Preserv. Corp. v Bridgewater Condominiums, LLC, 89 AD3d 784, 785 [2d Dept 2011]).

“Whether there is a reasonable excuse for a default is a discretionary, sui generis determination to be made by the court based on all relevant factors, including the extent of the delay, whether there has been prejudice to the…