Malouf v. Aetna Casualty & Surety Co.

The opinion of the court was delivered by

SKILLMAN, J.A.D.

This appeal requires us to construe provisions in two automobile liability insurance policies which exclude from coverage any accident involving an automobile other than the “covered auto” which is “furnished or available for [the insured’s] regular use.”

Peter G. Malouf (Malouf) owned four automobiles for his personal use and that of his family. Two of these automobiles were insured under a policy issued by the Hanover Insurance Company (Hanover), as a servicing carrier for the New Jersey Automobile Full Insurance Underwriting…