Creech v. Sun Life Assurance

The plaintiff contends that the insured paid the first annual premium on the policy and in addition paid four quarterly premiums during said year. The defendant contends that the insured, being unable to pay the first annual premium, arranged to convert the policy to a quarterly premium-payment policy. If the facts are as contended by the plaintiff, then the policy, by reason of its extension provisions, was in full force and effect at the time of the death of the insured. If as contended by defendant, it had lapsed. The jury answered the issue in favor of the defendant. No prejudicial error…