Alaska Trustee, LLC v. Ambridge

The primary issue in this appeal is Whether a business that regularly-but only—acts as a trustee conducting non-judicial deed of trust-foreclosures falls for all purposes under the Fair Debt Collection Practices Act's (FDCPA) "debt collector" definition.1 Because the court collapses the FDCPA's disparate usage of the terms. "security interest" and "debt";2 because one: who merely enforces a security interest should not be subject to the entire FDCPA but only to its illegal dispossession subsection;3 and because 'the Ambridges brought suit under a FDCPA section requiring an' "initial…