Brown v. Permanent General Insurance Co.

hMcMANUS, J.

In this matter, the very simple issue to be decided is whether an endorsement to a policy of insurance had been “sent” to the insured before the date on which a loss was incurred. For the reasons that follow, we affirm the judgment of the trial court, agreeing that the endorsement in question is not binding on the insured.

FACTS

This matter comes to us after a trial on the merits which decided only the issue of policy coverage. The procedural history of the matter and the more extensive background facts surrounding the claim at issue are well known to all parties. Therefore, we will…