Brian Fay Construction, Inc. v. Morstan General Agency, Inc.

*797The plaintiff, Brian Fay Construction, Inc., entered into a contract with J.E Spano and Company (hereinafter Spano) wherein the plaintiff agreed to defend, indemnify, and hold harmless Spano from all claims arising from the plaintiffs performance of certain subcontract work. Thereafter, the plaintiff allegedly notified its insurance agent, the defendants DFW Associates, Inc., and Douglass Fenning, doing business as All Financial Services (hereinafter together DFW), that it was necessary to add Spano as an additional insured to its general liability policy. DFW issued an “Acord Certificate of…