In re: Matthew David Michel

This order is SIGNED. = Oe ee CO, ee Pea eke (ea ee □□ Dated: April 2, 2026 “pa □□□ , ely □□□ PEGGY HUNT CC) eS U.S. Bankruptcy Judge Xa 4 i aep IN THE UNITED STATES BANKRUPTCY COURT FOR THE DISTRICT OF UTAH In re: Bankruptcy Case No. 25-22542 MATTHEW DAVID MICHEL, Chapter 13 Debtor. Honorable Peggy Hunt MEMORANDUM OPINION The issue presented is whether the Debtor’s Chapter 13 Plan meets the “best interest of creditors test” under § 1325(a)(4) of the Bankruptcy Code! where the Debtor proposes no distribution to general unsecured creditors despite his ownership of a homestead that, absent…