Sonia Uransky, as Trustee in Bankruptcy of Dean Barnard v. First Federal Savings & Loan Association of Fort Myers

R. LANIER ANDERSON, III, Circuit Judge:

This appeal presents for our decision the issue of whether a certain note executed by D. Dean Barnard (“Barnard”) to First Federal Savings & Loan Association (“First Federal”) is secured by a mortgage that Barnard assumed covering property known as the San Mateo subdivision in Lee County, Florida. Appellant Sonia Uransky, trustee in bankruptcy for the estate of Barnard, filed an adversary proceeding in the bankruptcy court to determine whether the note was secured by the mortgage or was unsecured. The bankruptcy court held that the note was not secured…