Jeff Renfro v. Unum Life Insurance Company Of

FOR PUBLICATION UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT JEFF RENFRO,  Plaintiff-Appellant, No. 11-15301 v. D.C. No. THE FUNKY DOOR LONG TERM  4:09-CV-02661- DISABILITY PLAN and THE SBA SERVICEMASTER LONG TERM OPINION DISABILITY PLAN, Defendants-Appellees.  Appeal from the United States District Court for the Northern District of California Saundra B. Armstrong, District Judge, Presiding Argued and Submitted March 13, 2012—San Francisco, California Filed June 18, 2012 Before: M. Margaret McKeown and Milan D. Smith, Jr., Circuit Judges, and Barbara Jacobs Rothstein, Senior…