Universal Card Services v. Miller (In Re Miller)

ORDER

FRANK W. KOGER, Chief Judge.

Universal Card Services filed a Complaint to Determine Dischargeability in the above-captioned bankruptcy case, requesting that the debt owed to it by Debtor Gene A. Miller be declared nondischargeable under 11 U.S.C. § 523(a)(2)(A) and (B). The debtor answered and requested attorney’s fees under § 523(d). The matter came to trial on December 2, 1998, and the Court hereby issues the following Findings of Fact and Conclusions of Law as required under Fed. R.Bankr.P. 7052.

The evidence at trial showed that on October 26, 1993, Miller responded to AT & T Universal…